TAKE NOTICE that the 2026 Annual General Meeting of the Members of BCM Insurance Company (Bertie & Clinton Mutual Insurance Company) will be held on March 17, 2026, at 10:30 a.m. for the purposes of:

1. Receiving and approving the Minutes of the March 18, 2025, Annual Meeting.

2. Receiving the 2025 Annual Statement and Auditor’s Report.

3. Electing three Directors for a three-year term. Directors whose terms are expiring are Philip Lambert, David Gill, and David Wiley. In accordance with the Company’s By-law #1 Philip Lambert and David Gill are recommended for re-election by the Board’s Nominating Committee to fill two of the positions and Jonathan Schwartzman is recommended for election by the Board’s Nominating Committee to fill the third position.

4. Appointing auditors for the year 2026 and authorizing the Board to set their fees.

This Meeting will be held in person at the company office located at 1003 Niagara Street, Welland, Ontario. Policyholders are welcome to attend. Light refreshments will be available. Please RSVP by March 13, 2026 via email to: BCMRSVP@bcminsurance.com or by calling our office at 905-735-1234 or 1-800-263-0494.

The Company’s 2025 Annual Statement will be available on the Company’s website after February 28, 2026 and a copy may be obtained by sending a written request to the Company’s head office at least 14 days before the Meeting.