Celebrating a Half-Century of Caring: FACS Honours Betsy Witteveen for More than 50 Years of Fostering. “They fulfilled my life.” - That’s how Betsy Witteveen, FACS Niagara’s longest serving foster parent, characterized the hundreds of children she has cared for in her 50 years of service to the community.

At BCM Insurance, we believe insurance should do more than just protect you, it should also give back to you. That is why we’re proud to announce our 2025 Refund from Surplus, where eligible policyholder(s) will receive 10% on the property premiums they paid.This is more than just a refund. It is a reflection of what makes mutual insurance different, and better to you, your family, and local community.

Following February’s Board meeting, we’re pleased to share that a 10% refund from surplus has been approved based on our strong 2025 financial results.