NIAGARA’S MUTUAL
Serving Niagara since 1880.
News and Updates
FSRA OAP #1 Wording
Click here to view the OAP1: Ontario Automobile Policy Owners Manual.
Refund from Surplus – 2026
Following February’s Board meeting, we’re pleased to share that a 10% refund from surplus has been approved based on our strong 2025 financial results.
Does Home Insurance Cover My Basement? Common Insurance Myths Explained.
Are you a homeowner in Niagara? Then you have most likely known someone who has basement flooding after a heavy summer storm or a rapid spring thaw. These types of weather events are one of the most common claims in Ontario. Still, one big question always remains.Here are five things Niagara drivers often overlook when it comes to their auto insurance.
Understanding Car Insurance in Ontario: 5 Things Niagara Drivers Often Overlook
When it comes to car insurance in Ontario, many drivers assume that their auto policy covers everything, until an accident or claim proves them otherwise. Whether you’re driving though St. Catharine's, doing errands in Welland, or heading down the QEW for a weekend trip to the falls, it’s important to understand what your policy fully includes.Here are five things Niagara drivers often overlook when it comes to their auto insurance.






















