Keeping Promises Since 1880
Does your Insurance provider listen to you?
There’s Insurance but then there’s Mutual Insurance…
Where you have a say and we listen!
We cover the cities of Niagara Falls, Fort Erie, St. Catharines, Welland, Grimsby and everything in between. We’ve had roots in Niagara for over 120 years and understand the needs of the Niagara area.
We are 100% owned by our policy holders within our communities without any outside stakeholders. Policy holders have a voice in important issues that affect the company and insurance issues.
The Latest News
What has changed with you?
We're thrilled to introduce our new look. Over the years Niagara has changed, and so have we - a new look for new times. What has changed with you? [...]
Policyholders get Money Back!
At this years Annual General Meeting the Board of Directors of BCM Insurance Company announced a rebate of 12.5% to policy holders.
How to Save on Car Insurance
We provide insurance coverage to you directly, and you may be eligible to receive refunds from surplus at the end of our fiscal year.
BCM comes from a proud mutual insurance tradition founded in Niagara
In 1880, Bertie and Willoughby Mutual was established.
Later in 1898, Clinton Mutual was formed. In 1970, these two companies amalgamated to form Bertie and Clinton Mutual.Today BCM is the largest Mutual in Niagara
providing various insurance products, backed by the combined financial strength of over forty Ontario Mutuals through the Fire Mutual Guarantee Fund.
Known for our insurance expertise
in providing personal and farm insurance products throughout Welland, Niagara Falls, St. Catharines and surrounding areas.We have grown
and expanded our offered insurance products to include business property, liability and fleet insurance.Personal Service
No 1-800 wait on the line - you always get to speak to a live person - on the phone, in our office, or at your home or business.Traditional Service
Your sales representative is part of your community and is always there to give you the best advice possible when you need it.