Auto accidents are stressful enough. The last thing you need is uncertainly about who to call or whether you’ll be able to reach someone you truly understands you when you need help. For over 145 years, BCM Insurance has believed insurance is about more than policies, it’s about people. When the unexpected happens, our local claims team is here to support you with real conversations, real answers, and real help.

Starting July 1, 2026, Ontario is making changes to auto insurance to give drivers more choice and flexibility. Drivers will be able to choose benefits to fit their needs. Medical, rehabilitation and attendant care benefits will remain mandatory to ensure everyone has access to essential recovery support. All other accident benefit coverages, such as income replacement, will become optional. Who is covered for these optional benefits under your policy will also change.

The insurance landscape in Canada is changing fast. With the rise of digital platforms and “one-click” purchases, consumers are increasingly being offered coverage in new ways, often without realizing who is actually providing the advice behind it.