The insurance landscape in Canada is changing fast. With the rise of digital platforms and “one-click” purchases, consumers are increasingly being offered coverage in new ways, often without realizing who is actually providing the advice behind it.

At BCM Insurance, we believe insurance should do more than just protect you, it should also give back to you. That is why we’re proud to announce our 2025 Refund from Surplus, where eligible policyholder(s) will receive 10% on the property premiums they paid.This is more than just a refund. It is a reflection of what makes mutual insurance different, and better to you, your family, and local community.

Following February’s Board meeting, we’re pleased to share that a 10% refund from surplus has been approved based on our strong 2025 financial results.