BCM Insurance is pleased to share that a 10% refund from surplus has been approved based on our strong 2025 financial results.
What this means:
- Eligible policyholders will receive back 10% of the premium they paid for their property policy(s) in 2025.
- The refund applies to property lines of business: Home, Farm, and Commercial.
- Auto is not included in the 2025 refund from surplus, due to the evolving regulatory environment.
- Eligible members will receive a letter and cheque by mail toward the end of March 2026.
- As a reminder, to be an eligible member, you would have needed to have a property policy for the full calendar year (i.e. policy effective January 1, 2025, or sooner).
This is a direct reflection of our mutual model and the collective effort across the organization to deliver solid underwriting results and excellent service to our members.
For questions regarding the 2025 Refund from Surplus, please contact your insurance advisor or speak with a BCM representative today.
- (905) 725-1234
- (800) 263-0494
