Keeping Promises Since 1880
Keeping Promises Since 1880
Does your Insurance provider listen to you?
There’s Insurance but then there’s Mutual Insurance…
Where you have a say and we listen!
We cover the cities of Niagara Falls, Fort Erie, St. Catharines, Welland, Grimsby and everything in between. We’ve had roots in Niagara for over 120 years and understand the needs of the Niagara area.
We are 100% owned by our policy holders within our communities without any outside stakeholders. Policy holders have a voice in important issues that affect the company and insurance issues.
Testimonials
“I just wanted to say thank you to you and your team. The service I received was exceptional. From speedily processing my claim to Dixon’s Auto Body providing outstanding service and repair to Discount Rentals who gave me an upgrade on the vehicle and picked me up when I needed.
Thank you to all involved.”
Mark T.
The Latest News
Cottage Insurance
Get away to the cottage this summer with peace of mind.
Boat Insurance
With warmer weather upon us, boating season has begun! Be sure to add boat insurance to your safety plan before getting out on the water.
Travel Trailer Insurance
No matter where your travels take you we provide peace of mind with Travel Trailer Insurance.
Introducing the Community Grants Program!
Investing in Niagara
BCM comes from a proud mutual insurance tradition founded in Niagara
In 1880, Bertie and Willoughby Mutual was established.
Later in 1898, Clinton Mutual was formed. In 1970, these two companies amalgamated to form Bertie and Clinton Mutual.Today BCM is the largest Mutual in Niagara
providing various insurance products, backed by the combined financial strength of over forty Ontario Mutuals through the Fire Mutual Guarantee Fund.
Known for our insurance expertise
in providing personal and farm insurance products throughout Welland, Niagara Falls, St. Catharines and surrounding areas.We have grown
and expanded our offered insurance products to include business property, liability and fleet insurance.Personal Service
No 1-800 wait on the line - you always get to speak to a live person - on the phone, in our office, or at your home or business.Traditional Service
Your sales representative is part of your community and is always there to give you the best advice possible when you need it.